Feeling Broke

Nothing terrible happened really, but work felt like it was dragging along each day this week. I don’t know why, since I had plenty to do and was really busy. I just felt really down and stressed…I was kinda irritable too…not too pleasant to be around. (Sorry Mom!) Anyways, I was SO glad it was Thursday and I was finally completed with my week at work. I got off an hour early and was able to head off to the chiropractor for a much needed adjustment. Traffic wasn’t horrible, so it felt like my weekend was off to a good start. Unfortunately, this was not the case at all. I came home to see a letter on the counter for me. Not too strange, but it looked official and I didn’t recognize the return address. Well, turns out that it was a collections bill. Thing is, the bill was from 3 1/2 years ago! I had never received a bill, or at least it never got to me. In my mind, I had NO debt and I was finally on the road to a clean start. I thought all my accounts were taken care of, but apparently I was very wrong. Normally these things don’t bug me, but this amount was ridiculous. I called the collections agency and asked if we could settle on an amount, and they said yes. However, it was still way more than I had thought I would have to pay. After going back and forth with the guy, I just broke down and said to charge my card so I could be done with all this. I didn’t want it going on my credit record, even though it really shouldn’t. (It’s a long story, and I’m not going to go into it.) After cringing after seeing the amount get deducted out of my account, I have the lady at the car dealership (I was getting an oil change), tell me that my car fluids needed to be changed. I asked how much that would cost, and the total was $420 + tax. Honestly, I just wanted to cry. I just got charged a HUGE amount for a bill that I should not have to pay, and then hear that I have to fork out another $420+ for my car. I think what upset me the most was that I paid $1200+ and I really had nothing to show for it. No cute shows, clothes, purses, make-up, etc. I have to admit, I did cry on the way home from the car dealership. This was definitely not the way that I wanted my weekend to start. Hopefully it gets better…..